
Threats from a loan app
Loan apps threatening to message your contacts or post your photos. Don't pay under pressure. Save evidence and report it.

Practical help for borrowers, from the first worrying call to a fair resolution.

Support for borrowers facing threats, abusive calls, public shaming or late-night visits by recovery agents.

Talk to someone who understands. We listen without judgement and explain your options simply.

Guidance on writing complaints to your lender and escalating to the RBI Ombudsman.

Understand restructuring, one-time settlement and repayment options before you talk to lenders.

Awareness sessions on borrower rights, safe borrowing and spotting illegal lending apps.
Real Situations
Whatever kind of loan you have, the same basic rules on fair recovery protect you.

Loan apps threatening to message your contacts or post your photos. Don't pay under pressure. Save evidence and report it.

When a bad season makes repayment impossible, there are options like restructuring. We help you ask for them.

Traders and MSMEs struggling with business loans can seek restructuring instead of facing aggressive recovery.

Women borrowers in group loans facing repeated visits and public pressure. Fair recovery rules apply to them too.

Life can change overnight. Talk to your lender early and in writing about restructuring or an EMI holiday.

Facing loan stress or harassment? Don't suffer in silence. One call to AIFBF can help you understand your rights and your options.